Interested in a quick payday loan online?
Why settle for a quick payday loan online that needs to be paid back within a few months when you can have 12 to 24 months to pay back your loan with CashPal? In addition, you could get exactly the amount you need! Let CashPal’s quick, lender finding service assist you in finding you the rightcash loan within 1 hour. Our easy to use 100% online application form only takes minutes to complete and we could match you with a compatible lender in a matter of minutes. Sound good? read on!
What is a payday loan online?
A payday loan is a short-term loan you can apply for online. Your repayments can be tailored to the dates that suit you best. You could have your repayments set on the day you get paid. By having your monthly repayments set on your payday enables you to always have funds in your account to pay back the loan. This means less chance of incurring late payment fees and worrying about being short on cash. You can apply for CashPal’s 100% online lender-finding service from the comfort of your own living room and we’ll do our best to find you a reputable lender. the best part about our service? it’s completely free!
Why should I apply with CashPal?
CashPal is a lender finder. We partner with some of the best lenders on the market. We’ve helped thousands of Aussies in finding a suitable loan. Finding a suitable lender and an affordable loan can be hard and stressful. Even more when you’ve never applied for a loan before. Searching ‘payday loans’ into Google will show an overwhelming amount of results of different lenders offering different loan products.
Let’s be honest, you don’t have the time on your hands to sift through the hundreds of lenders that offer instant payday loans or quick payday loans? All the choices make it hard to decide which one is best for you. That’s why CashPal is here to do the hard work for you! we can match you with a compatible lender based on your preferences in just minutes!
How does the application process work?
Apply for your cash instantly online and just ensure you provide all the necessary details required. The quicker you complete the application, the quicker we can find you a lender!
What details are required?
To make your application go as seamless as possible, make sure you have these details handy:
- Proof of personal identification;
- Proof of income – you must have been receiving a regular income in the three months leading up to applying;
- Proof of being 18 years or older;
- You must be an Australian Citizen or Permanent Resident
Our goal at CashPal is to make it as easy as possible for you to find a lender who best suits your needs. We pride ourselves on being a super-fast, easy to use loan finder saving you hours having to apply for quick payday loans with countless lenders waiting days to hear the outcome of your loan status.
CashPal is here to help when emergency situations arise and when you need access to cash really fast. We offer flexible repayment options to suit you and your life. CashPal do all the hard work for you. Regardless of your situation, CashPal will try and help you to find a lender that can fund you and help with your payday loan online.
Applying with CashPal’s lender-finding service is super simple. You can apply from the comfort of your own couch in a few easy steps. These are:
Step 1: Apply online
Firstly, all you have to do is scroll up to our loan calculator to select the amount you’d like to borrow. You’ll also need to choose a repayment period. Once you’re happy click ‘Apply Now.’ You’ll then be taken to our 100% online application form. We’ll ask you to provide a few basic personal details. If you have all the relevant information handy, then you could complete this step in just a few minutes.
Step 2: We’ll look for a lender
Once we’ve received your online application, we’ll begin the search for a lender. If we’ve found you a compatible lender that matches your personal circumstances and preferences, we’ll let you know quickly! We’ll put in touch with your lender to proceed with the application.
Step 3: You’ll be assessed
Your lender will then be in touch to let you know they’re assessing your application. some lenders could give you an outcome on your application in just 60-minutes*!
Step 4: get your cash
If you’re approved, congratulations! Your lender will then send you a copy of your loan agreement for you to review and sign. We recommend you thoroughly read through the terms and conditions to make yourself aware of any fees and charges for late or missed payments. Once you’re happy, you’ll need to e-sign the contract and your lender will then receive it back.
Once your lender receives your signed copy of your agreement they’ll transfer your cash straight away. if you have an NPP enabled bank account then you could get your cash in just 60-seconds!
What can I spend my payday loan online on?
Below are just a few examples of the type of loans CashPal could find you:
- Car repair loans
- Car Insurance,
- Car Maintenance
- Car Registration
- Medical Expense Loans
- Funeral Loans
- Household bill loans
- Rent or bond loans
- Wedding loans
- Holiday loans
- School fee loans
- White-good loans
- Dental loans
- Emergency loans
You will need to state in the application what the reason for the payday loan online is.
What if I have bad credit?
Bad credit? don’t sweat it! Unlike traditional lenders, like banks and credit unions, CashPal’s lender partners can offer loans to people with less than perfect credit. They assess every application on an individual basis and they know that everyone’s situation is different. This is exactly why the lenders we work with will give every applicant a fair go and do their best to provide you with the cash you need.
The lenders we partner with will most likely conduct a credit check when assessing your application. However, that doesn’t mean that they’ll assess your application solely on the basis of this. Instead we prefer to work with lenders who look into how responsible you are with money.
We don’t believe a mistake you made up to 7 years ago should affect your ability to borrow money today, and neither do the lenders we work with. So don’t let bad credit hold you back, apply with CashPal today!
What if I’m receiving Centrelink benefits
Many Australians are receiving Centrelink benefits. It can be increasingly hard to access finance if you’re on Centrelink. However, our lenders could look at your Centrelink benefits as a regular income if you receive it into your personal bank account. That way, a lender could offer you a loan even if you’re on Centrelink! Isn’t that convenient?
Time to relax and let CashPal do the leg work and find you the right lender. Apply now online today, it only takes minutes to our online loan application form.
How can I pay back my payday cash online?
A personal loan can be paid back on the dates you desire. The best part about payday loans, you can decide if you want to pay back a lump of your loan the same day you get paid. In addition, your repayments must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. By setting your repayments on your payday prevents you from being out of funds, and it will further prevent you from additional late payment fees.
When a lender has approved your loan, they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed-upon basis. Once your loan is fully paid back, the repayments will automatically stop. You don’t have to worry about a thing!
You will not need to do any of the payments manually as this process is automated. However, you will just need to make sure you have enough money in your account in time for the payment to be taken.
What should I do if I can’t make a repayment?
If a payment does bounce from your account, you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.
If you believe that you won’t be able to make an upcoming payment, make sure you get in touch with your lender. That way, you can work together and change the dates of your repayments. Depending on your lender, it is important you get in touch as fast as possible. Some lenders need a 24-hour notice before your payment is due. This will allow you to possibly make an alternative arrangement.
You can trust CashPal!
Cash loans can be a huge help in times of financial stress. Additionally, finding a lender in the middle of the financial stress can only make you more stressed. The market is saturated with online lenders so it’s hard to know which one to trust. Therefore, CashPal has the experience and knowledge to find you the lender you need, that can provide you with the payday loan online or the instant cash loan you need.
So, what are you waiting for?
*If you apply during regular AEST business hours