Can you get a same day cash loan?

Same day cash loans are fast personal loans that a lender can fund on the same day you submit an application. If your loan application is approved, an online lender may be able to fund your application by the end of the day, depending on when you apply.

Are you looking for a lender you can trust when it comes to same day cash loans? At CashPal, we understand that your life is busy as it is. Not many of us have time to sit at our laptops scrolling through pages of google searches trying to find the right lender. So, if an unexpected bill has popped up or you simply need some cash for the weekend, let CashPal find a lender for the job.

How can I get a fast cash loan?

Some lenders can offer fast loans today for those looking for a quick cash solution. You can apply for a fast cash loan with an online lender. Typically you can apply online and receive an outcome quickly so you can take care of an emergency expense.

With CashPal you can apply immediately online for same day cash loans for any amount ranging from $300 to $10,000. Let our team take the stress out of those important bills. Online lenders can be flexible when it comes to applicants with poor credit. So, if you’re looking for a fast cash loans and you have bad credit, you’re welcome to apply now!

There is no paperwork required for our same day loan products. It’s as simple as applying online. If you submit your application during regular business hours, the CashPal team will do their best to get back to you with an outcome in just 60 minutes.

Where can I go to borrow money fast?

Online lenders can offer fast cash loans without the hassle of waiting in line at the bank or completing drawn-out applications. Some Aussies find it challenging to find an appropriate online lender. When you need money quickly, you don’t want to waste time applying to several lenders all asking the same questions. Cashpal is the middleman between you and your next lender, that means your application can be instantly submitted to several different lenders for review and assessment.

Our easy-to-use loan application only takes minutes to complete, and we could find you a lender in minutes (if you apply during regular business hours). The lenders we find can generally offer small to large personal loans from $300 to $10,000. Our repayment periods range anywhere between 12 to 24 months.

What are the costs of same day cash loans?

CashPal is a lender finder. That means we can not speak for the fees and charges our partner lenders may impose on a personal loan. If you’d like to view the potential costs associated with a personal loan we recommend you visit the CashPal cost page. You can also visit the FAQ page for further information.

Can I apply for same day cash loans if I receive Centrelink benefits?

Receiving Centrelink payments does not automatically exclude you from applying for a cash loan or same day loan. Online lenders may not base their assessment around the fact that you receive Centrelink benefits. However, your lender may need to look at what percentage of your income is drawn from Centrelink to assess whether or not quick cash loans are right for you. If you have any questions about your application, please contact your lender.

Can I get a cash loan with bad credit?

If you have bad credit, same day cash loans today probably seems unattainable. The banks may have said ‘no’, and now you’re looking for a lender to say ‘yes’. Cue CashPal. We find online lenders that can offer same day cash loans for bad credit.

You submit one application and gain access to a variety of lenders that can have a fresh approach to bad credit. If a possible lender can see that you have made a considerable effort to reconcile bad credit you could be eligible for same day loans bad credit. The best part is an application will cost you nothing. So, if you’ve been concerned about applying in the past, you don’t have to be any longer. Apply for a same day loan with CashPal today, and you could get the fair go you’ve been searching for.

Can I get an instant cash loan?

Have you been googling ‘instant approval loans need cash today’, ‘instant loan’ or ‘instant cash loan’? At CashPal, you could have access to multiple lenders that can offer fast cash solutions. Since an assessment must be conducted on your application, most online lenders cannot provide cash instantly. However, once you submit your application, we may be able to find you a lender in minutes. So, don’t wait – apply today.

Can I apply for same day cash loans?

If you’re thinking about submitting an application, check to see if you meet these requirements below:

  • Applicants must have an active mobile phone number and email address;
  • You must have internet banking set up;
  • All applicants must be over the age of 18;
  • You have had a regular income for the last 3-months into a personal bank account;
  • You must be able to prove you’re an Australian citizen or permanent resident.

At CashPal, we like to keep our application process as simple and straightforward as possible. We want to make it easy for all Aussies to access reliable lenders.

What documents do I need to provide?

CashPal’s 100% online application could only take you a matter of minutes to complete. We will just ask you to provide a few documents that can help online lenders assess your same day loan application accurately. Here’s what we recommend you have handy:

  • Your personal details (name, D.O.B etc.);
  • Internet Banking Details (so we can securely access read-only copies of your bank statements);
  • You will need to provide us with the reason you are applying for a loan;
  • Your MyGov details (if you receive Centrelink or Government benefits);
  • Employment details and contact info of your workplace (we may need to get in contact to verify your employment status);
  • All applicants must be able to prove they are either Australian citizens or permanent residents.

What is responsible lending?

Responsible lenders operate per the code of responsible lending. Most online lenders will conduct a thorough and fair assessment of your same day loan application to ensure your personal financial situation is compatible with a personal loan product. To be considered a responsible online lender, the following must be satisfied:

All lenders must make reasonable inquiries into consumers requirements and objectives for a loan;
Responsible lenders must make a fair enquiry into a consumer’s current financial circumstances;
They must take reasonable steps to verify the consumer’s financial situation;
All responsible lenders must assess whether a consumer be able to meet their obligation under a proposed credit contract without ‘substantial hardship’

Why apply for an online personal loan?

We take the stress out of applying for the extra cash you need. Below are just a few reasons you should apply right now:

Seamless Process

Our same day loan application form could only take you a matter of minutes to complete. At CashPal, we pride ourselves on the seamless process we have created to get your quick cash in no time.

100% Secure Application

Our application portal has been built in the most secure of platforms. We use third-party encryption to ensure your information is protected. So, you can trust us to find you a lender that can offer the loan you need and protect your information.

Result In Minutes

We understand that time is of the essence when it comes to same day loans. That’s why we do our best to get back to you with an outcome in just 60 minutes (when you apply during regular business hours).

Need More Information About Our CashPal?

If you have any questions about how Cash Pal can help find the right lender for you, please don’t hesitate to contact our customer care team or visit our FAQ page for more information.

Ready To Apply?

If you’re ready to get started on same day cash loans application, then you’ll be pleased to know CashPal has made it as simple as possible. We understand that our customers don’t have hours to wait around in a line at the bank or time to spend filling out pages and pages of paper forms. So, whether you’re after small same day loans or large same day cash loans, here’s how you could apply:
Apply Online

Head to the top of this page and use the loan calculator to input your desired loan amount and the repayment period. The sliders can be used to adjust the amount and period of repayment easily.

Fill Out The Form

If you’ve chosen to proceed with your same day cash loan application, the CashPal team will need you to provide a few simple details in our 100% online application form. This form could only take you a matter of minutes to complete. When you’re finished, you can sit back and relax. Our team will do the hard work for you.
We Find You A Lender
After you submit your application, we get to work finding you a lender that can help. If we’re successful in locating you a compatible lender, we’ll let you know straight away. Then, your lender should be in touch to go over the finer details.

Sign Your Contract

If you’re approved, your new lender should send over a contract for you to review and sign. It is essential that all applicants read over their contract carefully and make themselves aware of the terms and conditions. If you have questions, get in touch with your lender. When you’re satisfied, just sign your agreement and send it back to your lender!

Convinced Yet?

Great! You could have the same day cash loan you’re looking for much sooner than you think. Our partner lenders give all Aussies a fair go at a personal loan. If you’ve got questions, we encourage you to get in touch with the CashPal team or head to our FAQ page for more information.