Do you need small cash loans and need it now? if your answer is yes then look no further, CashPal matches you with the best-suited lender to help you achieve your small cash loan. With an outcome in minutes and even the possibility of funds in your account within the same day allow CashPal do all the hard work saving you hours of time applying with number of lenders only to be told they can’t help you. CashPal offers a wide range of lenders to find the right lender regardless of your financial situation. Employed, unemployed, receiving Centrelink payments or even bankrupt we try our best to find you a lender who can help you in times of need.
How Small Can I Get My Cash?
Being 100% online CashPal have an easy to use application that only takes minutes to apply for your cash instantly and best of all its 100% online. All we need is some personal details so we can match you to the best-suited lender to help you get your small cash loan. Filling out an application form can be done in a matter of minutes and you could have money in your account by the end of the day! Sound easy? it is! Put CashPal to the test to see how easy to apply for a fast cash loan actually is.
A lack of funds can put a lot of pressure on you and everyone goes through tough times where they need some help to get by. Ease the stress as CashPal is here to help. We endeavour to match every day Aussies to connect with suitable lenders without the stress and headache that comes along and without the long waiting time. CashPal partner lenders work hard to help make the approval process as quick as possible helping you get your small cash loan so you can get on with your everyday life.
CashPal offers small cash loans and we do all the hard work for you. Don’t spend hours upon hours searching and applying to every lender out there. With one simple, quick and easy application CashPal find you the lenders that’s right for you. All you need to do is submit your application 100% online. It really doesn’t get much easier than that! apply for your small cash loans now.
Small Cash Loans for Bad Credit
There is no shame in having bad credit and bad credit won’t stop you from applying for a small cash loan. Given some lenders that CashPal work with do look at your credit rating as you would expect it does not mean they are approving your small cash loans. Fair lenders will look at your current situations and if you are able to repay your small cash loan under your current financial situation. Lenders will look a number of factors to determine if they can approve you’re for a small cash loan for the amount you are seeking to borrow and work their hardest to help you.
Small Cash Unsecured Loans
An unsecured loan essentially means no collateral needed nor is the loan attached to an asset such as a car, bike, boat or property. CashPal will try and find you a lender that can provide an unsecured loan that suits your lifestyle. If you are a student, with no assets, looking for small money to settle an unexpected expense then an unsecured loan might be a good option however you should also conduct your own research prior to applying for any loan.
Sometimes we have an unexpected bill arise such as car repairs or maintenance required on your car, maybe a medical bill that we don’t budget for. Whatever the case maybe there is also times when bills and unexpected expenses pop up leaving you in a hard situation financially creating stress upon yourself and even family and friends. CashPal understand this and help 1000’s of everyday Aussies just like yourself so if you are looking for a small cash unsecured loan apply now online
Receiving Centrelink Payments – Can I Still Apply for Small Cash Loan Today?
CashPal along with our panel of lenders focus more on the ability to pay back the loan you are applying for and receiving regular payment from Centrelink highlights your ability to service a loan. So to answer the question, you can apply for a small cash loan while receiving centrelinks payments
A lender will look at all your regular income and assess your ability to repay the loan. Our lenders are responsible lenders and will only lend you money based on the fact that you can repay the loans.
CashPal will match you with the most suitable lender to attempt to produce the best outcome for our clients and this means matching you with a lender that meets your personal needs and circumstances. Receiving Centrelink payments does not necessarily mean you are not eligible for a small cash loan, we will always do our best to match you with a compatible lender.
We believe all of our clients should be given the opportunity for a fair go!
Small Cash Loans Online – What Can I Use It For?
You never know when the unexpected will occur. You may have every expense planned in a day by day budget but have no cash left over for that car repair that strikes on a Monday morning just as you are already running late for work. We can plan for the day to day – rent, food, car repayments and registration, petrol, phone bills, electricity costs – but we do not have a crystal ball. Maybe you decided to head to the beach for the weekend and got stung with a ridiculously overpriced parking ticket or maybe you have just received a speeding fine that you definitely were not expecting.
It can be extremely daunting to face unexpected financial challenges alone whilst trying to keep our head above water with regular ongoing expenses – we all know that they will keep coming, the bills will stop at nothing! CashPal is here to give you a helping hand when you really need it. Why struggle – when you can get an instant cash loan today – we will match you with a lender that will suit your lifestyle and individual circumstance.
Don’t let the bills get the better of you, get instant cash loans today with CashPal. Why sacrifice the things you love? Why deprive yourself of the morning coffee run because you have been stung with a hefty speeding fine. Get instant approval when you need a cash loan today. Bad credit rating? CashPal will look to the future, not the past, so there is nothing holding you back. Ask for a little help from CashPal today with a small approval cash loan. We all need a helping hand sometimes.
What Documents Will I Need?
CashPal is a lender finder service which means we manage your application and find a lender that we think will best manage your circumstance. Basically, we do all the hard work for you. We are 100% online often getting you the result you are looking for in the shortest turnaround time possible.
In order to find a lender that best matches your circumstance, we will need to access a read-only copy of your bank statements. Don’t worry – this is just procedure. If you receive Centrelink payments the lender we match you with may also need access to your MyGov account in order to verify your payments. No stress, this is also just a formality. We will always do our best to find you a compatible lender when you need quick online loans today.
As mentioned, CashPal is a lender finder. Due to this, we only handle the initial application process meaning we will not need any of the supporting documentation. As part of the application process with the lender, you may need to supply additional documents such as payslips or bills. However, the lender will make this process clear and simple for you. These documents are needed first to confirm your identity but also your personal circumstances. This is a normal procedure when applying for an unsecured loan.
The requirements for a small cash loan will often differ from lender to lender. However, the lender we match you with guides you through their application and approval process as quickly and as smoothly as possible.
Will CashPal Call My Employer Or Work Colleagues?
CashPal will not call your employer or work colleagues, however, our lender may need to do a routine employment check. Not too worry at all though – this is perfectly normal, it just a part of the approval process.
Our partner-lenders value your business and always hold your privacy in the highest regard. Nothing personal will ever be disclosed to your employer. A routine employment check is usually the only reason they will ever need to be contacted regarding your small cash loan.
How Quickly Can I Get The Cash?
At CashPal we do our best to provide you with an small cash loan on the same day. This process involves matching you with a lender who will provide the small cash. If you apply within business hours then you may receive the cash on the same day. This will depend, however, on any checks that our lender may need to carry out to get you the cash as well as the bank you are with.
Provided that everything goes to plan the application process can be completed within 60 minutes. The cash could be in your account within the hour. If you bank with the same institution as your lender this will allow you to receive the money quicker. However, if you do not bank with the same bank as your lender the small cash may be in your account on the next business day.
What Do Quick Cash Loans Cost?
The cost of your small cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves. Unless the lender we match you with states otherwise you can expect to pay something similar to this on your small cash loan…
*Small Amount Credit Contract (loans from $500 to $2000), costs are:
- Establishment fee: 20% of loan principal.
- Flat monthly fee: 4% of loan principal.
Medium Amount Credit Contract (loans from $2001 to $4600), costs are:
- Establishment fee: $400 flat fee.
- Annual Percentage Rate: 48%.
Must be secured by a vehicle (car, boat, caravan or motorbike)
Large Amount Credit Contract (loans from $5,000 to $15,000), costs are:
- Annual Percentage Rate: 21.24%
Must be secured by a vehicle (car, boat, caravan or motorbike)
Other fees may be applied in the event of missed/amended repayments.
*This is only an estimate. The lender that CashPal matches you with is subject to their own fees/charges, terms and conditions.
How Can I Pay Back My Small Cash Loan?
An small cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed-upon basis.
You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.
If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.
If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.
How Can I Apply?
Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with small cash.
If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just small cash loans – 100% online.