When can I get my money?

Once you have filled out the Cash Pal application form, we will immediately find you a suitable lender . Once you’ve accepted the offer from the  lender, you can discuss further with your lender about the amount, when you can get the money, and your loan repayments. When you can get your money will depend on your chosen lender. If you have different banks, it typically takes longer to process. Consult and discuss with your lender on how fast you can get the money, especially if you need it immediately. Our lenders will try their best to lend you money as soon as possible.

You can apply for a loan from CashPal by filling in and submitting your application online via our mobile-friendly website. The application process is simple, and you can contact us if you need assistance on filling in the form. We will guide and help you every step along the way. If you want to reach out to us directly, you can fill out the contact us form online or send us an email. Be sure to fill out the application as soon as you need it!

What Do Quick Cash Loans Cost?

The cost of your instant cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves. Unless the lender we match you with states otherwise you can expect to pay something similar to this on your instant cash loan…

*Small Amount Credit Contract (loans from $500 to $2000), costs are:

• Establishment fee: 20% of loan principal.
• Flat monthly fee: 4% of loan principal.

Medium Amount Credit Contract (loans from $2001 to $4600), costs are:

• Establishment fee: $400 flat fee.
• Annual Percentage Rate: 48%.

Must be secured by a vehicle (car, boat, caravan or motorbike)

Large Amount Credit Contract (loans from $5,000 to $15,000), costs are:

• Annual Percentage Rate: 21.24%

Must be secured by a vehicle (car, boat, caravan or motorbike)

Other fees may be applied in the even of missed/amended repayments.

*This is only an estimate. The lender that CashPal matches you with is subject to their own fees/charges, terms and conditions.

How Can I Pay Back My Instant Cash Loan?

An instant cash loan must be paid back on time in order to prevent any extra fees/charges or defaults from incurring. When a lender has approved your loan they will be able to help you set up a direct debit. This will mean the money will be taken from your account on the agreed upon basis.

You will not need to do any of the payments manually as this process is automated – you will just need to make sure the correct amount of money is in your account in time for the payment to be taken.

If a payment does bounce from your account you may incur a dishonour fee. These types of fees will, however, be outlined in your initial contract with the lender. It is very important that you read through this document in order to understand the charges that you will incur if a payment is to bounce.

If you believe that you won’t be able to make an upcoming payment is important you let your lender know as soon as possible. This will allow you to possibly make an alternative arrangement. This is at the discretion of the individual lender.

How Can I Apply?

Our application process is as simple as they come – 100% online, including your application process. Once you have submitted your application we will do a quick assessment. We will then let you know if we can help you. This should only take a few minutes. CashPal will then match you with a lender that will hook you up with instant cash.

If you’re a fan of what the lender is prepared to offer you then you can accept. If you’re not – that’s okay, you don’t have to accept. Once you’ve accepted your contract your lender will send you the funds straight to you. It’s as easy as that! No fuss, just instant cash loans – 100% online.