The thing about life is that it can very quickly get expensive, and not always with any warning beforehand. Maybe your bathroom sink has recently exploded, or your car lost a tyre. Maybe the kids’ game of catch led to a broken window or tickets to that limited concert you’ve been dreaming of just became available. Whatever the case, something has come up that you haven’t necessarily budgeted for. Fortunately, CashPal could make fast cash loans easy to find, one less thing for you to worry about when it comes to adding to a budget.
Who Is CashPal?
CashPal is a lender-finder dedicated to helping Australians when they need it most. Our application process is fast, entirely online, and has a heavy focus on the convenience that people like you want when it comes to the confusing world of internet lending. Instead of needing to compare rates and work out complicated banking terms, you only need to fill in a form and let us do the work for you.
We use a network of completely trusted lenders, so there’s no need to worry when it comes to your details getting out. Honesty is important to us, especially considering all the warnings out there about online lending, so we do thorough verification that our lenders are upfront about each of their terms. No hidden fees or nasty surprises with CashPal, and that’s the way we like it.
We have all kinds of fast cash loans available, whether you need a way to fix up your house or add an extra few days to your holiday. Even if you’re as specific as looking for cash loans no credit check fast approval, we’ve got you covered.
What Does CashPal Do?
There are plenty of online lenders ready to help people who need fast cash loans. Almost too many, in fact. As convenient as the multitude to choose from can be, the high numbers can be almost overwhelming. How do you know who is right for you?
Easing that anxiety is the main reason why CashPal was founded. Our job is to look at your situation and the type of loan that you’re trying to find, and to take over that search. We have experience when it comes to trawling through the options for loans, and can help you find the right loan product suited to your situation and needs.
With our help, your application is quickly and reliably placed with Australia’s leading online lenders. From there, we can work out which option should be best suited for you. We take the hassle out of choosing, without actually making your decision for you.
What Does The Lender Do?
If you agree that the lender we have passed you on to would be the best to fit your circumstances, CashPal will step aside to let them finish the process. This means that they’ll give you and your finances a quick examination — it can sometimes involve a credit check, although not always, and every lender in our network will look at more details than just your credit score.
After that, the lender will decide whether we were right to match the two of you together. If they approve you, they’ll send you a contract outlining your terms right away. The moment you sign it they’ll get straight to work in transferring your loan. Every step is handled by the professionals, taking all of the panic out of your hands.
Why Should I Use A Lender-Finder?
It can take a lot of research to find a reputable lender that’s willing and able to work with your circumstances. Doing it right can often take several days of studying online, which defeats the point when you need fast cash loans. You have to compare terms, rates, who makes allowances for your situation and who doesn’t, and you always need to triple-check that the people you’re giving your details to are trustworthy.
CashPal already knows the advantages to each of the lenders in our network. We have a good understanding of the type of people that each lender can help, and we make sure that only reliable companies are a part of our group. Letting us take over your search removes the hassle that comes with this kind of research, and our experience and resources mean we can have an answer for you much faster than you might find one yourself.
Who Is Eligible?
As far as we’re concerned, fast cash loans should be available to everybody who needs one. There’s no need to worry about your history. We at CashPal pride ourselves on finding fast cash loans no credit check for people who need it. By the same token, our lenders are happy to work with anyone on Centrelink payments. Life and expenses don’t stop because of your circumstances, and we know that sometimes everyone needs help.
To be able to apply, all we need is for you to check off four very simple things.
- Be eighteen years or older;
- Be an Australian citizen or permanent resident;
- Have been receiving regular income for the past ninety days;
- Have an active mobile number and an email address.
Really. It’s that easy.
How Long Does It Take?
Once you’ve connected with a lender the loan is in their hands, but all of our lenders work quickly. It shouldn’t take too long before you see your money, although occasionally the transfers can get delayed by your bank. Normally, however, fast cash loans found with CashPal can be in your account by the next day at the latest — or even the very same day that you applied!
How Do I Apply?
We’re not just fast — we’re also convenient. All it takes to apply is for you to fill in our super-simple form, which is completely online and should only take a couple of minutes. If you like, you can also have a play around on our loan calculator to give you an idea of what we might be able to help find. This can give examples of the type of fast cash terms that we can get you in contact with.
The moment you hit submit, we’ll get to work on finding you the perfect lender. Assuming you apply during business hours, we should get in contact in minutes. From there, you can just sit back and relax. If we tell you we’re able to help, we’ll start scouring our trusted lenders until we find a lender most suited to your situation. You won’t have to do another thing until we put you in contact with the perfect lender.
What Happens If I Don’t Like The Lender?
Absolutely nothing! Applying to a lender via CashPal is by no means a binding agreement, and we understand that the person who knows what’s best for you is you. All we do is put you in contact with somebody we believe may be the best fit for your situation; we would never make your decision for you.
In most situations, the lender will offer you a loan. If for any reason whatsoever you don’t like the terms, you can politely reject the offer with no hurt feelings. There’s no risk involved.
What Are Repayments Like?
Repayments terms for the fast cash loans we find for you can vary depending on the size of your loan, but they have a range from between 12 to 24 months. The actual repayments methods are simple, as you don’t have to do a thing or consistently check your calendar to remember the date. Your lender can set up automatic debits straight from your account — as long as there’s enough money, you can forget about it on day-to-day without risk of a nasty surprise later on. However, extra fees will be added if you miss a payment.
If you’re wondering about the specific costs of each loan, you can have a glance over our ‘costs’ page, however please be aware that ever lender may have different cost structures in place. If you’d prefer something a little more interactive, you can scroll up this page to find our loan calculator. Pick a loan and a repayment period, and you’ll be given a list of potential prices. The loan calculator can only provide examples instead of promises, but it’s a good starting point when considering a loan.
What Type Of Loans Does CashPal Find?
One of the advantages of going to a lender-finder like CashPal instead of talking directly to a lender is that we have a range of choices available that can suit a range of different needs.
If you’re looking for a way to add a little extra sparkle to your wedding, that’s where we can help. The same applies to short-term loans for electronic goods. Holidays, home repairs, car maintenance, medical panics — we’re always here for you. Even if you’re just after cash loans no credit check fast approval, that’s something we can handle too.
What Else Should I Know?
|How much can I take out?||We search for personal loans ranging from $300 to $10,000 AUD.|
|When are your business hours?||CashPal is open Monday to Thursday, 8am to 6pm, and on Fridays from 8am to 4pm.
If you apply during our hours, we can give you an initial response within minutes. Otherwise, we’ll get to you first thing the next business morning.
|What kind of information do you need?||Our easy system only needs a couple of details from you — how much you want to borrow, how long you need to repay it, and what you’d use the loan for.
You’re welcome to add more (such as your employment situation) to find a better fit, but those three things are all we really need to start on your application. Pretty simple.
|What information will the lender need?||Sometimes, the lender will ask for more detail than what was on your initial application for CashPal. These requests might include read-only bank statements or proof of Centrelink payments. Don’t worry — all our lenders are trusted and these are only used to see how you handle money.|
|Am I guaranteed to get a loan?||Unfortunately, we can’t promise that we’ll be able to find the perfect fast cash loans to suit your circumstances. However, what we can promise is that we will do our very best to match you to the right lender.|
Finding a loan can be a complicated process, even more so when you’re searching for fast cash loans online. There are so many options, and not all of them would be the right fit for you. Fortunately, CashPal is here to deal with the nitty-gritty, ready to lend our experience into finding you the perfect lender. So there’s absolutely no reason to worry. Put aside the dozens of tabs open to different lending companies, and let the professionals track down the loan and the lender for your situation.